Policy Design

Understanding Your Clients Needs

You have many options to do your business with.  Most of our competitors simply spreadsheet pricing for you and your potential client. While price is definitely a consideration, many other things could trump price. 

For instance, a spreadsheet doesn’t show differences in conversion options on a term policy.  If considering a permanent policy with guarantees, some companies perform much better when premiums are skipped or paid late. 

When it comes to adding a Long Term Care or Chronic Illness Rider, does it matter if the payments are reimbursement or indemnity? What about the options for care giving? Some offer the ability for family members to provide the care. 

We work hard to learn about the goals of your client, what options are necessary and nice to have.  By digging deeper up front, we minimize possible issues during the application and underwriting process. 

Drop us a line to discuss your next case!

Paperwork

What We Offer

Unbiased Quoting

We will design your clients policy based on their specific needs for their long term goals. 

Multiple Options

We can provide you and your client multiple illustration options with detailed information that is easy for your client to understand. 

Customer Service

Whether you need sales, marketing or case information, we have live people here to help. Never talk to an operator or call center. 

Easy Application Process

If you’re tired of filling out endless paperwork and asking your client uncomfortable medical questions, most insurance carriers now offer interview based medical exams, online applications or tickets, and e-signatures, making the process much smoother for your client. 

The quoting options are endless!

Run your own term or permanent quotes, on your time, when you need them! 

Run and compare multiple term quotes on our quoting platform.

Self Service Online Term Quotes

Run and compare multiple term quotes on our quoting platform.
Find and compare multiple permanent illustration anytime, day or night.

Self Service Permanent Illustrations

Find and compare multiple permanent illustration anytime, day or night.